Location: Birmingham, UK (Hybrid)
Start date: April 2026
Contract: Full-time
Application closing deadline: 31 January 2026
The Opportunity
This is a senior, client-facing role for an experienced accountant who wants to operate as a Finance Partner and Virtual Finance Director to growing property and construction businesses.
As a Finance Partner at Bluewater, you will help clients make better financial decisions, improve profitability and cashflow, and build confidence in their numbers. You will be supported by a delivery team, allowing you to focus on insight, advice, and outcomes, not day-to-day preparation.
This is a true advisory and leadership role.
What’s in it for you?
- Generous salary package of £50k – £65k (depending on experience)
- Up to 25 days annual leave plus bank holidays and 3 days over Christmas and new year
- Pension scheme contributions and professional subscriptions paid
- Free parking space near the office
- Hybrid working for work-life balance
- A collaborative and innovative team culture
- Quarterly team activities
- Real opportunities for career progression
Role Purposes:
To own client outcomes and financial decision support, acting as the client’s trusted finance lead while ensuring delivery quality, commercial discipline, and team performance.
Your Role
Client Partnership & Advisory
- Act as Finance Partner / Virtual FD for a portfolio of clients
- Lead management and board-level meetings
- Challenge assumptions and influence decision-making
- Translate financial information into clear, actionable insight
- Help clients improve profit, cashflow, and financial control
Forecasting, Cashflow & Decision Support
- Build and review 3-way integrated forecasts (P&L, cashflow, balance sheet)
- Lead cashflow forecasting and scenario planning
- Work with clients to develop and stress-test assumptions
- Support funding, investment, and growth decisions
Commercial & Portfolio Ownership
- Own client relationships, service quality, and satisfaction
- Ensure work remains in scope and within budget
- Identify upsell and value-add opportunities appropriately
- Protect portfolio profitability and margins
Leadership & Quality Oversight
- Act as escalation point for technical and delivery matters
- Lead and develop Client Accountants
- Review management accounts and executive summaries
- Support onboarding of complex or strategic clients
About You:
- ACA/ACCA/CIMA fully qualified
- At least 8 years’ experience in practice, industry, or outsourced finance
- Confident working with business owners and boards
- Commercially minded and comfortable challenging clients
- Experienced in leading and developing others
- Experience working with construction, property, or other project-based businesses (including exposure to WIP, cashflow-led planning, or contract-driven environments) is desirable.
What Success Looks Like
- Clients seek your advice before making decisions
- Meetings focus on the future, not historic clean-up
- Delivery runs smoothly without senior intervention
Progression Path
Finance Partner → Senior Finance Partner → Leadership
Why Join Bluewater?
At Bluewater, we’re a fast-growing, tech-driven firm passionate about helping clients in the property and construction sectors achieve their goals. Starting as a one-person venture, we’ve expanded to a team of 8, with ambitious plans to triple in size over the next five years. Joining us means you’ll be part of a flexible, supportive environment where your ideas are valued, and as we grow, so will your opportunities for career progression and leadership within the firm.
Ready to Join Us?
Send your CV and cover letter and take the next step in your career with Bluewater!
This role is only open to UK based residents who can commute to our office.